Beautiful 3-bedroom, 2-bath home Plus a dedicated office that can easily be converted into a 4th bedroom! This home features a spacious split floor plan, a large guest bathroom with dual vanities, and a generous primary suite with dual vanities, a garden tub, and a separate walk-in shower. Enjoy a fully fenced backyard with a screened lanai, perfect for relaxing or entertaining, along with a whole-house Water Filtration System. Located in the desirable Pine Ridge Plantation community with low HO...Beautiful 3-bedroom, 2-bath home Plus a dedicated office that can easily be converted into a 4th bedroom! This home features a spacious split floor plan, a large guest bathroom with dual vanities, and a generous primary suite with dual vanities, a garden tub, and a separate walk-in shower. Enjoy a fully fenced backyard with a screened lanai, perfect for relaxing or entertaining, along with a whole-house Water Filtration System. Located in the desirable Pine Ridge Plantation community with low HOA dues of only $100 per year, residents enjoy access to a community pool, playground, pickleball and tennis courts, clubhouse, and scenic walking and biking trails. Conveniently located in the desirable Clay County School District and less than one mile from Tynes Elementary School. USDA eligible! Qualified buyers may qualify for 100% financing with No Down Payment. Built in 2015, this exceptionally well-maintained home of offers peace of mind with all major systems.